Featuring personal finance strategies from one of the world’s leading financial services companies, this guide presents easy-to-understand guidance for dealing with common situations and challenges regardless of income level. With an emphasis on education and good financial planning, topics discussed include financial planning for homeowners, investing responsibly, planning for the future, and dealing with unexpected changes that can adversely affect one’s finances—such as credit card theft, divorce, job loss, or a medical emergency. With straightforward steps for creating a financial roadmap and getting one’s finances in order, the guide addresses budgeting, personal savings, investments, insurance, planning for education costs, retirement planning, and debt control in ways that maximize financial confidence and are applicable to a wide range of situations.