“Fred Vettese is the king of can-do retirement planning. Practical, clear advice from someone who knows what you’re up against and has the answers.” — Rob Carrick, The Globe and Mail

“Planning for how best to draw down your nest egg — the ‘decumulation’ phase — is a part of retirement planning that often gets neglected. The second edition of Fred Vettese’s book focuses on this topic and is an important addition to the retirement finance literature. I recommend taking a close look at what Fred has to say about what he terms financial ‘enhancements,’ including: reducing investment fees, deferring government pensions, annuities, and reverse mortgages.” — David Aston, contributing columnist with the Toronto Star and author of The Sleep-Easy Retirement Guide

Canada’s #1 bestselling retirement income book is now completely revised and updated. With over one thousand Canadians turning 65 every day, the cultivation of good decumulation practices — the way in which you draw down assets in retirement, ideally to have a secure income for the rest of your life — has become an urgent matter that no one can afford to ignore. As COVID-19 rocks the economy in an unprecedented black

swan event, retirees and those who are preparing to retire need answers to pressing questions about their financial futures. Frederick Vettese demystifies a complex and often frightening subject and provides practical, actionable advice based on five enhancements the reader can make to mitigate risk and secure their financial future.

Retirement Income for Life, Second Edition includes:

• New chapters on early retirement, retiring single, what to do when one spouse dies young, and more.
• Ideas for coping with black swan events, like the recent pandemic, that may affect your retirement income.
• The reasons retirees should be deferring CPP until age 70 and why the case for this is stronger than ever.

“Destined to become the bible of any new or near retiree.” — moneysense.ca on Retirement Income for Life, first edition
“I’m on the record saying that every Canadian retiree and soon-to-be retiree should read Retirement Income for Life by Fred Vettese. It offers five clear strategies for making the most of your accumulated savings and turning it into predictable, sustainable retirement income.” — Boomer & Echo on Retirement Income for Life, first edition
“Must-read book for Canadians who are in retirement or who are preparing for retirement.” — Cut the Crap Investing on Retirement Income for Life, first edition
“A great resource for Canadians who see retirement on the horizon and are beginning to wonder whether it is to be embraced or feared.” — PWL Capital on Retirement Income for Life, first edition
“Retirement Income For Life is essential reading for any self-directed investor who is either planning for retirement within the next five years or already in it.” — Dividend Strategy
“Retirement Income for Life was very well written, simple and easy to understand in addition to providing new insights.” — Gen Y Money