About The Author

Michael Fitzgerald

Sandy Cardy, CA, CFP is the principal of Cardy & Associates, a financial consulting firm. She is the author of” Tax Planning Strategies” published by CCH in 1999 and by Carswell in 2001. Cardy is a popular speaker in financial planning (tax, retirement planning, and estate planning) for banks and financial service organizations. She also provides personal financial planning for individual clients.

Books by Michael Fitzgerald