Wallace Howick is an award-winning author. Love and Money: Conversations to Have Before You Get Married was awarded the Excellence in Financial Literacy Education — Book of the Year Award by the U.S-based Institute for Financial Literacy. He has over 40 years of experience in financial services including as a partner in a large global accounting firm and an executive officer in a large North American bank. Wallace is a Canadian Chartered Professional Accountant (CPA) and was elected a Fellow (FCPA) for distinguished service to the profession. He has also successfully passed the US Certified Public Accountant examination.He has been a volunteer and contributor to financial literacy and financial capability outreach programs, for many years.